Military personnel on active duty in wartime (which, let’s face it, is pretty much all the time) have a bunch of protections from foreclosure thanks to the Servicemembers Civil Relief Act. And HUD has released a new form (click here for the Word doc) explaining servicemembers’ rights under the law.

The Act mandates that military personnel on active duty in wartime are entitled to mortgage relief, including a lower interest rate (not more than six percent) on their mortgages and foreclosure protection. It states that a foreclosure proceeding against certain military personnel, who are recalled to active duty, is not valid unless the creditor has obtained a court order approving it and further states that the courts may stop the proceedings for a time or adjust the debt.

For more info, visit the government’s official SCRA page.